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Branemind
Agentic bookkeeping

BM Ledger

FlagshipAvailableEvidence: Continuous close case study, published August 2026

The short answer

BM Ledger runs the reconciliation loop continuously on top of Tally Prime and Zoho Books. It matches bank, gateway and invoice data, queues only the exceptions a person should judge, keeps a current projection of cash and working capital, and leaves an audit pack that can be generated rather than assembled.

BM Ledger runs the reconciliation loop continuously instead of in a quarterly scramble. It pulls bank feeds, invoices and ledger entries, matches them against each other, queues only the exceptions a human should see, and keeps a projection of cash and working capital that is current to this morning. The accounting system stays the system of record throughout.

What it does

  • Two-way sync with Tally Prime & Zoho Books
  • Invoice-to-transaction matching with an audit trail
  • Cashflow & working-capital projection
  • Exception queue, not a spreadsheet dump
  • Bank, payment gateway & GST portal feeds
  • Audit-ready pack generated on demand

What it connects to

  • Tally Prime
  • Zoho Books
  • Bank statement feeds
  • Payment gateway settlements
  • GST portal data

Controls

  • Auto-post threshold set by you, and logged when changed
  • Every posting carries a citation to its source lines
  • Immutable trail of proposal, evidence, approver and time
  • A defined reversal path for every automated posting
Auto-matched
94%
Close cycle
Daily

Figures come from delivered engagements and depend on volume, data quality and process maturity. The measurement window behind any of them is available on request.

Seen in production

Case studyFinance & accounting·A multi-entity Indian services group

Books that close every day, not every quarter

An agentic workflow that reconciles transactions against invoices continuously, keeps a live read on cash and working capital, and leaves the books audit-ready at any hour. It sits on top of Tally Prime and Zoho Books rather than replacing them.

Transactions auto-matched
94%
no human touch
Books current to
Yesterday
was 40 days
Audit pack prep
2 days
from 3 weeks
Read how it was built

Questions we get asked

Does BM Ledger replace my accounting system?

No. Tally Prime or Zoho Books stays the system of record. BM Ledger reads from it and writes back through its APIs, so your CA, your auditor and your existing reports are unaffected.

What happens to a match it is unsure about?

It becomes an exception with the candidate lines and the reasoning attached, ordered by value at risk. Nothing above your threshold posts without a person approving it.

Next step

Assess your reconciliation workflow